Every time you apply for credit, or apply for a job that requires you to handle money, or even apply for some more exclusive types of apartment living, your credit score is checked. 

In fact, your credit score can be checked by anyone with a legitimate business need to do so. Your credit score is based on your past financial responsibilities and past payments and credit, and it provides potential lenders with a quick snapshot of your current financial state and past repayment habits. 

In other words, your credit score lets lenders know quickly how much of a credit risk you are. Based on this credit score, lenders decide whether to trust you financially - and give you better rates when you apply for a loan. 

So let's setup your credit score account the "Correct Way".